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Key Differences Between PayPal Credit Card and Standard Credit Card Payment Methods

Compare PayPal Credit Card and standard Credit Card funding by withdrawal destination, payment provider, supported card brands, and required account details.

When funding your trading account, you have several payment options including PayPal Credit Card and standard Credit Card. While both methods allow you to transfer funds directly from your credit card to your trading account, there are important differences in how withdrawals are processed.

PayPal Credit Card

PayPal Credit Card is a deposit method technically supported by PayPal. With this option:

  • You can transfer funds directly from your credit card to your trading account

  • Important withdrawal difference: When withdrawing, funds will ONLY be returned to your PayPal account, not to your original credit card

  • When using this method, you must provide the email address associated with your PayPal account

  • If you don't have a PayPal account, you should register one during the deposit process using the same email address as your FXTRADING.com account


Standard Credit Card

Standard Credit Card is a deposit method technically supported by Worldpay. With this option:

  • You can transfer funds directly from your credit card to your trading account

  • This method also supports Apple Pay and Google Pay

  • Key advantage: When withdrawing, funds will be returned to the same credit card you used for the deposit

  • This is the fundamental difference between Worldpay-supported Credit Card payments and PayPal-supported methods (PayPal Credit Card, Apple Pay provided by PayPal, Google Pay provided by PayPal)


Important Note About Card Types

Both payment service providers (PayPal and Worldpay) accept the same types of credit cards: only VISA or MASTERCARD branded credit cards are accepted.


Which Method Should You Choose?

  • Choose PayPal Credit Card if you prefer to receive withdrawals in your PayPal account and manage your funds from there

  • Choose Standard Credit Card if you prefer withdrawals to be returned directly to your original credit card

Remember to consider these withdrawal differences when selecting your deposit method to ensure a smooth experience when accessing your funds later.

Credit cards are used only to return deposited principal and cannot carry profit. If a combined amount matches only credit-card principal, the Portal shows a recommended amount and a one-click adjustment; the remaining profit follows the pure-profit rules.

If the displayed currency, payment method or USDT network does not match your deposit record, or legacy data is incomplete, do not guess or submit repeated requests. Ask for a secure review of the funding history.

If the displayed options do not match the funding history, go to Client PortalService HubCreate TicketPaymentsTransaction TypeWithdrawal.

Include the withdrawal amount and on-screen unit, desired method or network, the related deposit reference, date, amount and currency, and the exact message shown. You may attach any relevant material that Service Hub currently permits and that you think will assist the review; there is no closed list or guarantee of approval.

Withdrawal processing time

Open Transaction History and check the request reference, status, displayed action and estimate. Do not submit a duplicate while the earlier record remains active. Approved or sent does not mean the receiving provider has credited the funds.

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